The CIE (Continuous Insurance Enforcement) legislation has now commenced, with warning letters being issued to registered keepers of uninsured vehicles from the end of June 2011.  What does this actually mean?  The new CIE law makes it an offence to keep an uninsured vehicle, unless it is SORN (Statuatory Off Road Notification) or otherwise exempt. What will happen if your […]

Continuous Insurance Enforcement (CIE) is a new initiative led by the Motor Insurers’ Bureau and DVLA to reduce the number of vehicles being driven on UK roads without Insurance. It is now a criminal offence to keep a vehicle without appropriate motor insurance unless it has a valid Statutory Off Road Notification (SORN).  The new […]

The insurance Market increasingly demands evidence that policyholders attain and maintain compliance due to the overabundance of Health & Safety legislation.  Not only is adherence statutory, but when evidenced to insurers it can produce premium savings and, in the event of a health & safety injury, will afford crucial defense against legal action. Many clients […]

Insurers cannot charge different premiums to men and women because of their gender, the European Court of Justice (ECJ) has ruled. The decision means that women can no longer be charged lower car insurance premiums than men, and the cost of buying a pensions annuity will change. The court was ruling on a challenge by […]

The Continuous Insurance Enforcement (CIE) regulations were signed by Parliament on Friday 4th February 2011 and it is now an offence to be the registered keeper of a vehicle which may not be covered by insurance following a check against the Motor Insurance Database (MID), even if the vehicle is not driven on the road. […]

Insurers paid out £1.4bn in ‘big freeze’ insurance claims in the UK between 24 November and 31 December 2010, according to the ABI.   There were 467,000 claims for motor, home and business during the period: 190,000 claims were for damage to homes and businesses (75% domestic; 25% commercial), costing £900m. There were 278,000 motor insurance […]

  Do you accurately check your Buildings sums each renewal, or do you renew your policy without much thought to it? The only time you may discover that your buildings are under insured is when you need to make a claim?  How much would it really cost to reinstate your business investments? Five pointers: Make sure […]

Against a backdrop of difficult economic conditions in an increasing litigious society,  there has never been a greater need for U.K Companies  and their directors to have suitable protection from legal actions brought against them. With many employers being forced to downsize in recent months many insurers have experienced a sharpt rise in claims on […]

 Do you know your Duty of Care responsibilities? Employers are legally responsible for the health & safety of employees that are premises based, involved in manual and/or site work as well as those who’s primary role is to drive for a living. Drivers of Commercial vehicles and HGV’s are the engine of haulage and transport companies […]

Press Release – Andrew Bourne & Co expands Corporate team in Leicester Published: 01/04/2010 Andrew Bourne & Co (Insurance Consultants) in Leicester has appointed Richard Gibson as Corporate Account Manager to expand their corporate division. Richard brings experience of 22 years to his new position where he has worked previously for Perkins Slade Limited and […]