Continuous Insurance Enforcement (CIE) is a new initiative led by the Motor Insurers’ Bureau and DVLA to reduce the number of vehicles being driven on UK roads without Insurance.

It is now a criminal offence to keep a vehicle without appropriate motor insurance unless it has a valid Statutory Off Road Notification (SORN).  The new law is in addition to the existing offence of using a vehicle without Insurance and also in addition to the current MID obligations.

Failing to comply can result in the registered keeper of the vehicle receiving a fixed penalty notice of £100 (multiple fines may be imposed), the vehicle clamped, seized or disposed of and possible court prosecution with a maximum fine of £1000 plus a criminal record.

For further information regarding CIE, please contact your Andrew Bourne & Co support team. Alternatively, please visit www.direct.gov.uk/stayinsured

By Richard Gibson

The insurance Market increasingly demands evidence that policyholders attain and maintain compliance due to the overabundance of Health & Safety legislation.  Not only is adherence statutory, but when evidenced to insurers it can produce premium savings and, in the event of a health & safety injury, will afford crucial defense against legal action.

Many clients have neither the time, resources or trained ‘competent’ person in place, as statutorily required under the Management of Health and Safety at Work Regulations 1999. Therefore, in order to assist clients to meet our professional obligations as your brokers, we have sourced the UK’s premier pro-active provider MHLsupport Ltd to assist our clients in meeting their statutory and policy obligations.  Having asked several firms to present their services to us, our research revealed that MHL provides the most hands-on and professional support in assisting companies attain and maintain compliance.  We have found their fees, to be highly cost effective, and, strongly recommend companies take advantage of their offer of a FREE consultation with one of their expert team, at no cost or obligation to you.

Please bear in mind that insurance cover is not legally available to protect against the fines imposed at criminal court on the directors and officers of a business and the business itself (body corporate) if there is an accident or injury to a third party. In the event of non-compliance, criminal proceedings would be actioned by the HSE or Local Authority.  The only protection that can be afforded to you as employer is to attain – and of course maintain compliance.

For further information regarding this service please contact Richard Gibson on 0116 272 0770