Handy iPhone application to help insurance claims launched

Andrew Bourne,  Leicester based insurance brokers have leared that iPhone users there is a handy new application which is being supported by the insurance industry including MORE TH>N.  It is designed to help drivers who are involved in accidents including haulage companies.

Currently 38% of drivers fail to record sufficient third party details in the aftermath of a collision.  The new Car Claim accident tool is the first of its kind in the UK. The software guides a driver through safety precautions at the roadside and reminds users to gather vital information at the scene, taking photographs where necessary.

The application also comes with a facility to upload a driver’s location through Global Positioning System and data can be emailed by the user right away.

Car Claim can be downloaded free of charge from Apple App store.

Christmas Travellers Should be Aware of Burst Pipes

Around 35% of Britons will be away from home for a few days over the Christmas and winter holiday period. Surprisingly burst pipes pose a bigger threat for property insurance than burglary over this period.

In December 2008 and January 2009, more people claimed on their property insurance for “escape of water” than for either fire or theft.  The average claim for water damage from a burst pipe is for just over £15,000, comprising £4,200 for contents and £10,900 for buildings.

According to research carried out by AXA only 8% of homeowners give a though to the danger of a burst pipe while they are away, compared with 57% who are worried about being burgled and 24% fearful that their homes could be consumed by fire.

The advice to reduce your property insurance claims is is to leave heating on a minimum of 12°C when away; check the insulation on water pipes and the cold water tank; insulate the loft; leave kitchen and bathroom cabinet doors open to allow warmer air to circulate pipes inside cupboards.